Employment Practices Liability Insurance

EPLI comes with free legal services-and peace of mind


As a business owner you’re an expert at your trade. But, you can rely on us to protect your livelihood. Get the coverage you need and a whole lot more, with Employment Practices Liability Insurance (EPLI) coverage. At no additional charge, you will receive employment related legal services from one of the nation’s leading employment law firms.


HR Risk Manager Included
You will receive a complete HR Risk Manager services package, which includes free employment law hotline advice, employment policies, law resources, a Human Resource forms library, and more.


Our EPLI coverage boasts all of these features:

  • Underwritten by XL Insurance (“A Rated”)
  • Limits up to $2M and Retentions as low as $2,500 ($10,000 in California)
  • Premiums as low as $500
  • FLSA coverage enhancement (except Calif.)
  • Wrongful Internet Coverage
  • Full Prior Acts coverage
  • Third Party Liability available for most classes
  • Defense Outside the Limits available
  • Coverage for leased employees and independent contractors available
  • Soft Hammer Clause