Personal Watercraft


We offer Personal watercraft insurance that includes excellent customer service, low rates, low deductibles, and more. You get more than just boat insurance. You get Personal Watercraft insurance designed specifically for your personal watercraft. Choose our Personal Watercraft insurance and hit the water knowing you’re covered.

Specialized Personal Watercraft Insurance Coverage

We offer Personal Watercraft insurance coverage that is tailored for your Personal Watercraft, and you can choose which coverages you want based on your needs. Personal watercraft insurance coverages include:

  • Water-Ski Coverage — Coverage for your water skis are available at no additional cost.
  • High Limits — Medical Payments coverage limits are offered up to $10,000.
  • Low Deductibles — Some of the lowest Comprehensive and Collision deductibles in the industry.
  • Replacement Cost Personal Effects — Coverage is available up to $5,000 for personal effects, such as clothing, sunglasses, cameras, etc.
  • Actual Cash Value (ACV) — Actual Cash Value coverage provides an economical option to cover your PWC in case it is damaged. The ACV is determined by market value, age and condition of your PWC at the time of the loss.
  • Unlimited Use — Use of your PWC isn’t restricted — there are no time or location restrictions on operation.
Extra Personal Watercraft Insurance Coverages

With our Personal Watercraft insurance, you can receive all the coverage listed above, and you can also select additional Personal Watercraft insurance options, including:

  • Roadside Assistance — Towing to the nearest qualified repair facility is provided at no additional cost when your tow vehicle or trailer is damaged or disabled. There’s no out-of-pocket cost to you for this coverage.
  • Fuel Spill Protection — Unintentional oil or fuel spills that are your legal responsibility are covered.
  • Wreckage Removal — The cost to raise, remove and/or destroy the wreckage if your PWC sinks is covered.

Get your Georgia Personal watercraft or Ohio Personal watercraft insurance and protect your personal watercraft today!